‘Punchy, perceptive and thoroughly researched, this book shows just how astute the founders of Capitec were and how extraordinary their achievement.’ (author of Whitey: The Rise and Rule of the Shoprite King) – Niel Joubert ‘The extraordinary story of how a payday lender became South Africa’s biggest bank, told with great panache. Indispensable for entrepreneurs from any sector.’ (editor of Business Maverick and former editor of Business Day and Financial Mail) – Tim Cohen Thebe Ikalafeng Raymond Ledwaba Rob Rose Stephen Cranston Thebe Ikalafeng Bittie Viljoen-Smook, Johan Geldenhuys, Wena Coetzee Brand Pretorius Lincoln Mali Daniel Strauss Catherine Black, Belinda Mountain Daniel Strauss Zamantungwa Khumalo Koketso Milosevic Daniel Strauss Brand Pretorius Daniel Strauss Nic Haralambous Kaizer Nyatsumba Thys van Zyl, Robby Kojetin TJ Strydom Thebe Ikalafeng Raymond Ledwaba Rob Rose Stephen Cranston Thebe Ikalafeng Bittie Viljoen-Smook, Johan Geldenhuys, Wena Coetzee Brand Pretorius Lincoln Mali Daniel Strauss Catherine Black, Belinda Mountain Daniel Strauss Zamantungwa Khumalo Koketso Milosevic Daniel Strauss Brand Pretorius Daniel Strauss Nic Haralambous Kaizer Nyatsumba Thys van Zyl, Robby Kojetin TJ Strydom Thebe Ikalafeng Raymond Ledwaba Rob Rose